.vdc{--bg:#f2efe9;--surface:#fff;--surface-warm:#faf7f1;--border:#e4dfd6;--border2:#d4cfc6;--text:#1a1814;--text2:#6b6560;--text3:#b0aaa3;--ink:#1e293b;--blue:#2563eb;--blueLight:#eff6ff;--blueBorder:#bfdbfe;--green:#16a34a;--greenLight:#f0fdf4;--greenBorder:#bbf7d0;--purple:#6d28d9;--purpleLight:#f5f3ff;--purpleBorder:#ddd6fe;--amber:#d97706;--amberLight:#fffbeb;--amberBorder:#fde68a;--r:10px;--rLg:16px;--shadow:0 1px 3px #0000000d,0 2px 6px #0000000d;--shadowMd:0 4px 16px #00000017;--shadowLg:0 8px 32px #0000001f,0 2px 8px #0000000f;--font:"Plus Jakarta Sans",system-ui,-apple-system,sans-serif;--mono:"DM Mono","SF Mono",Menlo,monospace;--maxw:1200px}.vdc *,.vdc :before,.vdc :after{box-sizing:border-box;margin:0;padding:0}.vdc{scroll-behavior:smooth;font-family:var(--font);background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;line-height:1.5}.vdc a{color:inherit;text-decoration:none}.vdc button{cursor:pointer;font-family:inherit}.vdc 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.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.vdc .wrap-wide{max-width:1320px;margin:0 auto;padding:0 24px}.vdc .section{padding:80px 0}.vdc .section-sm{padding:48px 0}.vdc .divider{background:var(--border);height:1px;margin:0}.vdc .rule{background:var(--border);height:1px}.vdc .nav{background:var(--surface);border-bottom:1px solid var(--border);z-index:50;-webkit-backdrop-filter:saturate(1.4);backdrop-filter:saturate(1.4);position:sticky;top:0}.vdc .btn{height:46px;font-family:var(--font);white-space:nowrap;cursor:pointer;border:1.5px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:0 22px;font-size:14px;font-weight:700;transition:all .15s;display:inline-flex}.vdc .btn-primary{background:var(--ink);color:#fff;border-color:var(--ink)}.vdc .btn-primary:hover{background:#0f172a}.vdc .btn-secondary{color:var(--text);border-color:var(--border2);background:0 0}.vdc .btn-secondary:hover{background:var(--surface);border-color:var(--text)}.vdc .btn-ghost{color:var(--text2);background:0 0;border-color:#0000}.vdc .btn-ghost:hover{color:var(--text);background:var(--bg)}.vdc .btn-blue{background:var(--blue);color:#fff;border-color:var(--blue)}.vdc .btn-blue:hover{background:#1d4ed8}.vdc .btn-sm{height:36px;padding:0 14px;font-size:12.5px}.vdc .btn-lg{height:54px;padding:0 28px;font-size:15px}.vdc .btn .arr{transition:transform .15s}.vdc .btn:hover .arr{transform:translate(3px)}.vdc .proof-band{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);grid-template-columns:repeat(4,1fr);display:grid;overflow:hidden}.vdc .proof-cell{border-right:1px solid var(--border);padding:22px}.vdc .proof-cell:last-child{border-right:none}.vdc .proof-num{letter-spacing:-.02em;color:var(--text);font-size:30px;font-weight:800;line-height:1}.vdc .proof-num small{color:var(--text2);margin-left:2px;font-size:18px;font-weight:700}.vdc .proof-lbl{color:var(--text2);margin-top:6px;font-size:12.5px;line-height:1.5}@media (max-width:780px){.vdc .proof-band{grid-template-columns:1fr 1fr}.vdc .proof-cell:nth-child(2){border-right:none}.vdc .proof-cell:first-child,.vdc .proof-cell:nth-child(2){border-bottom:1px solid var(--border)}.vdc .proof-cell{padding:18px}.vdc .proof-num{font-size:24px}}.vdc .crumb{color:var(--text2);align-items:center;gap:8px;font-size:12.5px;font-weight:500;display:flex}.vdc .crumb a:hover{color:var(--text)}.vdc .crumb .sep{color:var(--text3)}.vdc .tag{letter-spacing:.02em;background:var(--bg);border:1px solid var(--border);color:var(--text2);text-transform:uppercase;border-radius:20px;align-items:center;gap:5px;padding:3px 10px;font-size:11px;font-weight:700;display:inline-flex}.vdc .tag-blue{background:var(--blueLight);border-color:var(--blueBorder);color:#1d4ed8}.vdc .tag-green{background:var(--greenLight);border-color:var(--greenBorder);color:#15803d}.vdc .tag-purple{background:var(--purpleLight);border-color:var(--purpleBorder);color:#5b21b6}.vdc .tag-amber{background:var(--amberLight);border-color:var(--amberBorder);color:#92400e}.vdc .ph{background:repeating-linear-gradient(135deg,var(--surface-warm) 0 12px,var(--bg) 12px 24px);border:1px solid var(--border);border-radius:var(--rLg);color:var(--text3);font-family:var(--mono);letter-spacing:.1em;text-transform:uppercase;justify-content:center;align-items:center;font-size:11px;display:flex;position:relative;overflow:hidden}.vdc .ph:before,.vdc .ph:after{content:"";border:1.5px solid var(--text3);opacity:.5;width:18px;height:18px;position:absolute}.vdc .ph:before{border-bottom:none;border-right:none;top:10px;left:10px}.vdc .ph:after{border-top:none;border-left:none;bottom:10px;right:10px}.vdc .ph-label{text-align:center;padding:0 18px;line-height:1.5}.vdc .footer{background:var(--ink);color:#cbd5e1;margin-top:0}.vdc .hero{padding:64px 0 56px}.vdc .hero-eyebrow,.vdc .hero h1{margin-bottom:18px}.vdc .hero .lede{max-width:62ch}.vdc .hero-actions{flex-wrap:wrap;gap:10px;margin-top:32px;display:flex}.vdc .card{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);overflow:hidden}.vdc .card-pad{padding:24px}.vdc .card-pad-lg{padding:32px}.vdc .faq{border-top:1px solid var(--border)}.vdc .faq-row{border-bottom:1px solid var(--border)}.vdc .faq-q{text-align:left;width:100%;font-family:var(--font);color:var(--text);letter-spacing:-.01em;background:0 0;border:none;justify-content:space-between;align-items:center;gap:18px;padding:22px 4px;font-size:17px;font-weight:700;display:flex}.vdc .faq-q .pm{border:1.5px solid var(--border2);width:24px;height:24px;color:var(--text2);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:600;transition:all .2s;display:flex}.vdc .faq-row.open .faq-q .pm{background:var(--text);color:#fff;border-color:var(--text);transform:rotate(45deg)}.vdc .faq-a{color:var(--text2);max-width:72ch;padding:0 4px 24px;font-size:15px;line-height:1.7;display:none}.vdc .faq-row.open .faq-a{display:block}.vdc .cta-band{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px;padding:48px 40px;display:flex}.vdc .cta-band h3{letter-spacing:-.02em;font-size:clamp(22px,2.4vw,30px);line-height:1.2}.vdc .cta-band p{color:var(--text2);margin-top:6px;font-size:15px;line-height:1.6}.vdc .cta-band-actions{flex-wrap:wrap;gap:10px;display:flex}.vdc .tw-panel{background:var(--surface);border:1px solid var(--border2);width:288px;box-shadow:var(--shadowLg);z-index:90;font-family:var(--font);border-radius:14px;display:none;position:fixed;bottom:18px;right:18px;overflow:hidden}.vdc .tw-panel.open{display:block}.vdc .tw-head{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;padding:12px 14px;display:flex}.vdc .tw-head 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.tw-toggle-btn{background:var(--ink);color:#fff;width:46px;height:46px;box-shadow:var(--shadowMd);z-index:80;border:none;border-radius:50%;justify-content:center;align-items:center;display:none;position:fixed;bottom:18px;right:18px}.vdc .tw-toggle-btn.show{display:flex}.vdc .row{align-items:center;gap:10px;display:flex}.vdc .muted{color:var(--text2)}.vdc .faded{color:var(--text3)}.vdc .center{text-align:center}.vdc .flex{display:flex}.vdc .gap-12{gap:12px}.vdc .gap-24{gap:24px}.vdc .mt-8{margin-top:8px}.vdc .mt-16{margin-top:16px}.vdc .mt-24{margin-top:24px}.vdc .mt-32{margin-top:32px}.vdc .mt-48{margin-top:48px}.vdc .mt-64{margin-top:64px}.vdc .mb-8{margin-bottom:8px}.vdc .mb-16{margin-bottom:16px}.vdc .mb-24{margin-bottom:24px}.vdc .mb-32{margin-bottom:32px}.vdc .mb-48{margin-bottom:48px}.vdc{--accent:#2563eb;--accent-light:#eff6ff;--accent-border:#bfdbfe;--accent-deep:#1d4ed8;--red:#b91c1c;--redLight:#fef2f2;--redBorder:#fecaca}.vdc a{color:var(--accent-deep)}.vdc a:hover{color:var(--accent)}.vdc .footer a{color:inherit}.vdc .sec-kick{font-family:var(--mono);letter-spacing:.16em;color:var(--accent-deep);text-transform:uppercase;margin-bottom:10px;font-size:11px;font-weight:500;display:block}.vdc .tool-hero{padding:52px 0 36px}.vdc .tool-hero h1{letter-spacing:-.03em;max-width:26ch;color:var(--text);font-size:clamp(28px,3.8vw,46px);font-weight:800;line-height:1.1}.vdc .tool-hero .lede{color:var(--text2);max-width:64ch;margin-top:16px;font-size:16px;line-height:1.65}.vdc .tool-hero .lede b{color:var(--text)}.vdc .calc-grid{grid-template-columns:minmax(330px,400px) 1fr;align-items:start;gap:20px;margin-top:8px;display:grid}@media (max-width:1020px){.vdc .calc-grid{grid-template-columns:1fr}}.vdc .in-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);overflow:hidden}.vdc .in-sec{border-bottom:1px solid var(--border);padding:18px 22px}.vdc .in-sec:last-child{border-bottom:none}.vdc .in-sec 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.unit:before{content:"$";font-family:var(--mono);color:var(--text3);z-index:1;font-size:13px;position:absolute;top:50%;left:11px;transform:translateY(-50%)}.vdc .nf input[type=range]{width:100%;accent-color:var(--accent);height:24px;margin-top:8px}.vdc .seg{background:var(--surface-warm);border:1px solid var(--border);border-radius:10px;gap:3px;margin-top:10px;padding:3px;display:flex}.vdc .seg button{font-family:var(--font);color:var(--text2);cursor:pointer;background:0 0;border:none;border-radius:8px;flex:1;min-height:38px;padding:9px 4px;font-size:12px;font-weight:700;transition:all .12s}.vdc .seg button.on{background:var(--text);color:#fff}.vdc .seg.wrap2{flex-wrap:wrap}.vdc .seg.wrap2 button{flex:44%}.vdc .seg-lbl{color:var(--text2);margin-top:14px;font-size:11.5px;font-weight:700}.vdc .two-col{grid-template-columns:1fr 1fr;gap:10px;display:grid}.vdc .res-card{background:var(--surface);border:1px solid var(--border2);border-radius:var(--rLg);overflow:hidden;box-shadow:0 8px 32px #1a18140f}.vdc .res-bar{background:var(--ink);color:#e2e8f0;font-family:var(--mono);letter-spacing:.08em;align-items:center;gap:12px;padding:12px 20px;font-size:11px;display:flex}.vdc .res-bar .rb-id{color:#67e8f9}.vdc .res-bar .rb-live{color:#94a3b8;align-items:center;gap:7px;margin-left:auto;display:flex}.vdc .res-bar .rb-live .d{background:#4ade80;border-radius:50%;width:7px;height:7px}.vdc .frame{border-bottom:1px solid var(--border);color:var(--text2);padding:16px 20px;font-size:13.5px;line-height:1.6}.vdc .frame b{color:var(--text)}.vdc .frame.direct{background:var(--redLight);border-bottom-color:var(--redBorder);color:#7f1d1d}.vdc .frame.direct b{color:var(--red)}.vdc .fund-row{border-bottom:1px solid var(--border);grid-template-columns:1.2fr 1fr;display:grid}@media (max-width:560px){.vdc .fund-row{grid-template-columns:1fr}}.vdc .fund{padding:18px 20px}.vdc .fund:first-child{border-right:1px solid var(--border);background:linear-gradient(180deg,var(--accent-light),transparent)}@media (max-width:560px){.vdc .fund:first-child{border-right:none;border-bottom:1px solid var(--border)}}.vdc .fund .f-ed{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--text3);font-size:10px}.vdc .fund .f-num{letter-spacing:-.02em;color:var(--accent-deep);margin-top:6px;font-size:28px;font-weight:800}.vdc .fund:last-child .f-num{color:var(--text);margin-top:10px;font-size:22px}.vdc .fund .f-sub{color:var(--text2);margin-top:3px;font-size:11.5px;line-height:1.45}.vdc .slide-sec{border-bottom:1px solid var(--border);padding:18px 20px}.vdc .slide-sec .sl-lbls{color:var(--text2);justify-content:space-between;font-size:11.5px;font-weight:700;display:flex}.vdc .slide-sec .sl-lbls span{white-space:nowrap}.vdc .slide-sec input[type=range]{width:100%;accent-color:var(--accent);height:28px;margin-top:4px}.vdc 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td{font-family:var(--mono);color:var(--text);font-size:12.5px}.vdc table.cmp tr:last-child td{background:var(--accent-light);border-bottom:none;font-weight:700}.vdc .svc-wrap{background:var(--surface);border:1px solid var(--border2);border-radius:var(--rLg);margin-top:28px;overflow:hidden;box-shadow:0 8px 32px #1a18140f}.vdc .svc-head{border-bottom:1px solid var(--border);flex-wrap:wrap;align-items:baseline;gap:12px;padding:16px 22px;display:flex}.vdc .svc-head h3{color:var(--text);font-size:16px;font-weight:800}.vdc .svc-head span{color:var(--text3);font-size:12px}.vdc .svc-scroll{overflow-x:auto}.vdc table.svc{border-collapse:collapse;width:100%;min-width:680px;font-size:13px}.vdc table.svc th,.vdc table.svc td{border-bottom:1px solid var(--border);text-align:left;vertical-align:middle;padding:10px 14px}.vdc table.svc thead th{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--text3);background:var(--surface-warm);white-space:nowrap;font-size:9.5px;font-weight:500}.vdc table.svc th.c,.vdc table.svc td.c{text-align:center}.vdc table.svc td.chk{width:34px}.vdc table.svc td.chk input{width:16px;height:16px;accent-color:var(--accent);display:block}.vdc table.svc td.pri{white-space:nowrap;width:64px;font-family:var(--mono);color:var(--text3);font-size:11px}.vdc table.svc td.pri .grab{cursor:grab;color:var(--text3);-webkit-user-select:none;user-select:none;padding:2px 4px}.vdc table.svc td.pri .mv{color:var(--text3);cursor:pointer;background:0 0;border:none;padding:2px 3px;font-size:10px;line-height:1}.vdc table.svc td.pri .mv:hover{color:var(--accent-deep)}.vdc table.svc .s-name{color:var(--text);font-size:13px;font-weight:700}.vdc table.svc .s-name a{color:inherit;border-bottom:1px dashed var(--border2)}.vdc table.svc .s-name a:hover{color:var(--accent-deep);border-bottom-color:var(--accent-border)}.vdc table.svc .s-desc{color:var(--text3);margin-top:2px;font-size:11.5px;line-height:1.45}.vdc table.svc td.ms{width:110px;color:var(--text3);font-size:13px}.vdc table.svc td.itp{width:150px;font-family:var(--mono);color:var(--text);white-space:nowrap;font-size:12px}.vdc table.svc td.itp .inc{color:#15803d;font-weight:500}.vdc table.svc td.itp .val{color:var(--text2);margin-left:5px;font-size:11px}.vdc table.svc tr.skip td{background:var(--amberLight)}.vdc table.svc tr.skip td.itp{color:#92400e;white-space:normal;font-size:11px}.vdc table.svc tr.off td{opacity:.42}.vdc table.svc tr.dragover td{border-top:2px solid var(--accent)}.vdc table.svc tr.flex-line td{background:var(--accent-light)}.vdc table.svc tr.flex-line .s-name{color:var(--accent-deep)}.vdc .offer-grid{grid-template-columns:1fr 1fr;gap:16px;margin-top:28px;display:grid}@media (max-width:820px){.vdc .offer-grid{grid-template-columns:1fr}}.vdc .offer{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);flex-direction:column;padding:24px 26px;display:flex}.vdc .offer .o-kick{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--text3);font-size:10px}.vdc .offer .o-num{letter-spacing:-.02em;color:var(--text);margin-top:8px;font-size:30px;font-weight:800}.vdc .offer .o-num small{color:var(--text3);font-size:14px;font-weight:700}.vdc .offer .o-sub{color:var(--text2);margin-top:2px;font-size:12px}.vdc .offer ul{border-top:1px dashed var(--border);flex-direction:column;flex:1;gap:7px;margin-top:14px;padding-top:12px;list-style:none;display:flex}.vdc .offer li{color:var(--text2);gap:9px;font-size:12.5px;line-height:1.5;display:flex}.vdc .offer li:before{content:"✓";color:#15803d;flex-shrink:0;font-weight:700}.vdc .offer li b{color:var(--text)}.vdc .offer .btn{align-self:flex-start;margin-top:16px}.vdc .rails{background:var(--surface);border:1px solid var(--border);border-radius:var(--rLg);margin-top:28px;overflow:hidden}.vdc .rail{border-bottom:1px solid var(--border);color:var(--text2);gap:16px;padding:15px 22px;font-size:13px;line-height:1.6;display:flex}.vdc .rail:last-child{border-bottom:none}.vdc .rail .r-n{font-family:var(--mono);color:var(--accent-deep);flex-shrink:0;padding-top:2px;font-size:10.5px}.vdc .rail b{color:var(--text)}.vdc .res-foot{border-top:1px solid var(--border);background:var(--surface-warm);flex-wrap:wrap;align-items:center;gap:10px;padding:16px 20px;display:flex}.vdc .res-foot .rf-note{color:var(--text3);flex:1;min-width:170px;font-size:11.5px;line-height:1.5}.vdc .mob-bar{z-index:60;background:var(--ink);color:#e2e8f0;align-items:center;gap:14px;padding:12px 18px;display:none;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -6px 24px #0000002e}.vdc .mob-bar .mb-lbl{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:#94a3b8;font-size:9.5px}.vdc .mob-bar .mb-num{letter-spacing:-.02em;color:#fff;font-size:18px;font-weight:800;line-height:1.1}.vdc .mob-bar button{background:var(--accent);color:#fff;font-family:var(--font);border:none;border-radius:8px;min-height:42px;margin-left:auto;padding:10px 16px;font-size:12.5px;font-weight:700}@media (max-width:1020px){.vdc .mob-bar{display:flex}.vdc{padding-bottom:74px}}.vdc .print-head{display:none}@media print{.vdc .nav,.vdc .tool-hero .lede a,.vdc .in-card,.vdc .footer,.vdc .mob-bar,.vdc .cta-band,.vdc .res-foot .btn,.vdc .slide-sec input,.vdc .offer .btn{display:none!important}.vdc{background:#fff;padding-bottom:0}.vdc .calc-grid{grid-template-columns:1fr}.vdc .print-head{font-family:var(--mono);color:var(--text2);margin-bottom:14px;font-size:11px;display:block}.vdc .res-card,.vdc .svc-wrap,.vdc .offer,.vdc .rails{box-shadow:none;break-inside:avoid}.vdc .tool-hero{padding:10px 0}}